A Private Note Buyer

Buyer of Mortgage Notes, Land Contracts & Trust Deeds

Can different and conflicting valuations and mortgage note appraisals all be correct?

In reality, different investors, who are honest and accurate, can and do arrive at totally different dollar values for the same mortgage note. There is not just one true value. As the saying goes, “beauty is in the eye of the beholder”-value is in the eye of the beholder. There can be many different values placed on the same note, depending why it is being appraised and who is doing the appraisal.

Here are a few examples of different valuations that may conflict, yet all may be correct:

  • Appraised value
  • Book Value
  • Discounted Cash-flow Value
  • Face value
  • Fair Market Value
  • Future value
  • Intrinsic Value
  • Market value
  • Nominal value
  • Owner’s value
  • Third party value

Posted in: Note Appraisal